Hired in plant insurance
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Who needs hired in plant insurance?
If during the course of your working activity, you need to make use of plant or machinery hire, it is essential and usually a contractual requirement to arrange insurance to cover any unfortunate eventualities such as loss or damage.
Dependant on the type of plant and machinery that you use, the cost of repair or replacement can be significant. When you hire any form of plant or machinery, including construction plant hires, the hire company will usually insist that you arrange plant insurance to provide cover in the event that the item is damaged or stolen while in your possession. Without the insurance cover in place, you would be responsible for the cost of repair or replacement.
Additionally, this type of policy can be extended to include any items of plant or machinery that you own.