Who needs shop insurance?
If you own a retail business, whether you run a shop like a convenience store or provide a service such as a hair salon, you will want to ensure that your business is covered against the financial consequences of unforeseen events. Making sure that you have the right protection in place for your business gives you peace of mind and allows you to get on with the business of serving your customers.
What else to consider when buying shop insurance
There are many considerations when buying your shop insurance. You will want to make sure that you have addressed all the possible risks that you and your retail business face. It’s also important to ensure that you have adequate cover levels in place. So, if you buy in a significant amount of new stock, think about whether you need to increase the value limit on your policy.
There are a range of other covers that you may need to consider. If you run an e-shop or trade on line at all, you may need to think about the risks associated with having your website hacked or losing client data. These may be covered through a cyber liability cover. It could be as straightforward as you often having quantities of cash on the premises at the end of the day, that you want higher levels of money cover for.
Working with a broker like ISIS means that you’ve got a professional eye on the detail for you. We’ll take time to understand your business before recommending a policy for you. We’re here to take the time and frustration out of buying your shop insurance policy. Call us today.