HGV Breakdown Cover 2017-10-27T13:51:00+00:00

HGV Breakdown cover

Are you protected when your HGVs break down? Keep your HGV on the road with the peace of mind that comes with breakdown cover.

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What is HGV breakdown insurance cover?

Most HGV’s travel many thousands of miles each year up and down the UK’s motorway network. Due to the number of miles travelled, the chances of a vehicle suffering a mechanical breakdown are high and the inconvenience and cost to move a stranded vehicle to a repairer can be astronomical.

HGV breakdown insurance gives you the peace of mind knowing that in the event of a breakdown, you can arrange either a repair at the side of the road or recovery to a repairer for more complicated problems.

The aim of HGV breakdown cover is to get your vehicle moving again following a breakdown either on the road network or at your business premises. Given the problems that can arise when a fully loaded HGV is stranded following a breakdown – having HGV breakdown cover in place should be considered a business essential for HGV owners and operators.

What does HGV breakdown cover typically include?

The covers offered vary significantly between insurers but typical features would be:

  • Cover for different sizes of HGVs, up to 48 tonnes GVW
  • Cover for vehicles upto 12 years old
  • Roadside assistance service anywhere in the UK – including cover for breakdowns at your own premises
  • Roadside repair or recovery to local repairer to resolve more complicated problems
  • Cover can extend to loss of vehicle keys, flat batteries and incorrect or insufficient fuel

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Why arrange HGV breakdown insurance?

Breakdowns can occur at the most inconvenient times and in the most inconvenient places.

Imagine your vehicle is carrying a full load, which may be time sensitive or temperature controlled, and the vehicle suffers a breakdown many miles from your base. Having HGV breakdown cover in place means that with just a single call to the helpline assistance will be on the way.

If the vehicle can be fixed at the side of the road, then you or your driver can be back on your journey as soon as possible, but even for the more complicated repairs help is at hand as the vehicle will be recovered to a nearby repairer who can arrange to carry out the repair.

For an additional cost, you could also have the option to have the vehicle recovered either to its intended destination, or even back to your premises if you prefer.

Why not give us a call and we can discuss your individual requirements with you and arrange a HGV breakdown insurance package that suits your needs.

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