- We’re not a call centre. Don’t queue, get straight through.
- Instant cover, instant documentation.
- Flexible payment options.
- Discounts available for new ventures.
- Discounts available for vehicles with fixed cameras.
- Access to exclusive schemes you won’t find on the high street.
What is HGV breakdown insurance cover?
Think of it this way: if you have a car breakdown, it can be inconvenient. You might lose some time, and repairs might be necessary, but it’s not really the end of the world. If your HGV or work truck breaks down, you could be out of work for a while. Even if you have a fleet of trucks, having even one off the road can have a serious effect on your profitability. HGV Breakdown insurance gives you the peace of mind, knowing that you’re protected against costly repairs.
Different kinds and levels of HGV breakdown cover are available, of course. Lorry breakdown only, Lorry recovery coverage, 7.5 tonne breakdown cover and even roadside assistance for commercial trucks are options form a variety of different insurers. Separate breakdown cover policies can be had for LGVs, tipper trucks and other commercial vehicles can be had a swell.
Need lorry breakdown, roadside assistance or recovery insurance? Talk to ISIS today!
Do you need standard HGV breakdown cover, or ‘pay as you go’?
That is a complex decision, and one which should be made with all of your business’ details and quirks in mind. Of course, ISIS’ HGV breakdown team is ready to speak to you, and help you choose an option which suits your situation, at a competitive price
Traditional HGV breakdown cover has the advantage of being a fixed cost. You always know exactly what you’ll be paying. However, you have to pay for it even if you don’t use it.
Pay as you go HGV breakdown cover, by comparison, is a variable cost. There is typically a yearly ‘admin fee’ that is much lower than what traditional cover would cost. If you do need to use the breakdown or recovery services, though, you’ll have to pay for it. This is particularly useful for those businesses with smaller overheads, or those who have little need for recovery services. You might find, though, that if you use these services more than you expect, you’ll end up paying more than you would with traditional HGV breakdown cover.